Steps to the Debt Settlement Process

Below you can find a quick breakdown of the process of our debt settlement service. This can help you understand how it works and what the steps are to become debt free.

	The first step is to submit your information or call us directly. Once we receive your details we will be able to help you understand your options to deal with your debt and see if debt settlement is right for you.

	Your one monthly payment that will be automatically drafted out of a checking or savings account. The funds are deposited into your "Special Purpose Account" basically a trust account in your name, that is FDIC Insured.

	Pay just a fraction of your total unsecured debt that you enter into our settlement program. All settlements are done on a case by case scenario.

	Your funds will accumulate on a monthly basis, so we can settle your unsecured debts for you. There is no pre-payment penalty, you can pay more to help accelerate your program and pay-off your creditors faster.

	As your hardship program progresses your creditors are paid off one-by-one. We request that your account be listed as "Paid in Full" or "Paid as Agreed" with a zero balance on your credit report.

	The average program is between 16 to 30 months, and will not be over 3 years. The term of the plan will depend on the amount of debt your enter into the program and your monthly budget to pay towards your settlements.

	Throughout the program you will be able to save money on a monthly basis and after settlements you will save thousands, not to mention all the interest payments you will save.